Overview
Laurie Rosini focuses her practice on money transmission licensing, change of control matters, and regulated fintech diligence for blockchain and digital asset companies. She advises cryptocurrency platforms, token issuers, payments platforms, and broker-dealers on multi-jurisdictional licensing initiatives, change of control filings, and state and federal financial regulatory requirements. She conducts 50-state regulatory analyses and develops compliance programs tailored to digital asset business models. Laurie has handled state licensing for some of the industry’s most prominent cryptocurrency exchanges and similar platforms.
As a member of the industry’s only crypto-exclusive team whose lawyers devote 100% of their time to crypto-related matters, Laurie helps innovators navigate how novel technologies fit within existing financial regulatory frameworks. Her work includes anti-money laundering and sanctions compliance obligations, and the regulation of centralized and decentralized exchanges, token issuance, smart contracts, and gaming platforms.
Results
- Conducted multiple 50-state regulatory analyses for various digital asset services, financial technology, and payments platforms, in-game virtual currencies, and online marketplaces, distinguishing the regulatory posture of each service across all states*
- Led several 50-state money transmission licensing projects from start to finish, including regulator interactions with state regulators. As part of these projects, assisted clients in obtaining a New York State BitLicense, working closely with the New York State Department of Financial Services*
- Conducted Bank Secrecy Act and Anti-Money Laundering (BSA/AML) risk assessments and drafted BSA/AML programs for multiple financial technology and digital asset platforms*
- Drafted other compliance programs, including vendor management programs, incident response plans, business continuity and disaster recovery plans, mobile device management policies and procedures, digital asset listing policies, and consumer complaint procedures*
- Conducted regulatory analysis on various tokens, token sales, and related platforms, including fully decentralized peer-to-peer implementations through smart contracts*
- Drafted reference of law memorandum for token sale analysis, including state and federal money transmission analysis, securities analysis, and commodities analysis*
- Drafted various terms of service and terms of sale for digital asset and financial technology platforms*
- Drafted terms of token sale for various token sale projects*
- Advised clients on several token sale events, including pre-sales, simple agreement for future tokens, discounts, airdrops, and multipliers*
- Provided compliance counseling for loyalty awards and points programs*
- Provided counseling on state unclaimed property laws in the context of stored value, gift certificates, and loyalty points programs*
*Matters handled prior to joining McDermott Will & Schulte
Credentials
Education
University of Washington School of Law, JD, 2015
University of Miami, MS, magna cum laude, 1996
University of Washington, BA, 1993
Admissions
Washington
Languages
English
French
Spanish
